Baked Banana Chocolate Chip Oatmeal Recipe
If ever there was a reason to leap out of bed, it’s the promise of Baked Banana Chocolate Chip Oatmeal. Imagine the aroma of caramelized bananas and pockets of melty chocolate wafting through your kitchen, all wrapped up in wholesome oats. This delightful breakfast brings together cozy, classic flavors with a fun twist, making it perfect for slow weekends or energized weekday mornings. With its warm, gooey texture and the subtle crunch at the edges, this dish turns a simple bowl of oatmeal into something truly special while still being easy to prepare and share.

Ingredients You’ll Need
Let’s take a quick peek at what goes into this recipe! Every ingredient is thoughtfully chosen to create the easy, hearty magic behind our Baked Banana Chocolate Chip Oatmeal. You likely have most of these on hand already, and each one plays its own flavorful part.
- Bananas: Use ripe, speckled bananas for the sweetest, most intense flavor and natural creaminess.
- Old-fashioned rolled oats: These oats give structure and heartiness, resulting in the best chewy texture.
- Baking powder: Just a pinch helps the oatmeal puff up slightly for a lighter bite.
- Ground cinnamon: A dash infuses every bite with cozy warmth and spice.
- Salt: Balances the sweetness and wakes up all the other flavors.
- Milk (any kind): Provides moisture; dairy or nondairy both work beautifully.
- Maple syrup or honey: For a touch of natural sweetness that pairs so well with banana and chocolate.
- Large egg: Binds everything together and helps achieve that lovely custardy texture.
- Vanilla extract: Adds an inviting aroma and rounds out the flavors.
- Mini chocolate chips: Go for mini chips so you get a little melted chocolate in every bite!
- Melted butter or coconut oil: Adds richness and a little extra moisture—incredibly satisfying.
How to Make Baked Banana Chocolate Chip Oatmeal
Step 1: Prep Your Baking Dish and Oven
Start by preheating your oven to 375°F (190°C) so it’s piping hot and ready to work its magic. Lightly grease an 8×8-inch baking dish with butter, oil, or nonstick spray—this prevents that heartwarming oatmeal from sticking and makes cleanup a breeze.
Step 2: Mix Wet Ingredients
In the largest mixing bowl you have, mash up your bananas until smooth and creamy. Pour in the milk, maple syrup or honey, egg, vanilla extract, and your melted butter or coconut oil. Whisk everything together until you have a beautifully blended mixture that smells deliciously sweet even before baking.
Step 3: Add Dry Ingredients
Now, sprinkle the rolled oats, baking powder, ground cinnamon, and salt right on top of your wet ingredients. Stir everything together gently until all the oats are moistened and you don’t see pockets of dry ingredients. It’s starting to look like serious breakfast business!
Step 4: Fold in Chocolate Chips
This is where the fun begins. Gently fold in the mini chocolate chips, making sure they’re distributed evenly—you want melty chocolate surprises in every serving of Baked Banana Chocolate Chip Oatmeal.
Step 5: Assemble and Bake
Pour your oatmeal mixture into the prepared baking dish, spreading it out into an even layer. Pop it in the oven and bake for 30 to 35 minutes. You’ll know it’s ready when the top is golden and the center is set but still a little soft.
Step 6: Cool and Serve
When your baked oatmeal is done, let it cool for a few minutes so those flavors meld together and it slices easily. Serve warm for maximum comfort-factor, and prepare yourself (and anyone else in the kitchen) for second helpings!
How to Serve Baked Banana Chocolate Chip Oatmeal

Garnishes
Baked Banana Chocolate Chip Oatmeal loves a flourish! Try a dollop of Greek yogurt, a generous drizzle of extra maple syrup, or a sprinkle of chopped nuts for crunch. Fresh banana slices or a dusting of cinnamon take the presentation—and the flavor—up another notch.
Side Dishes
This oatmeal is hearty on its own, but if you want to round out breakfast, offer crisp bacon, scrambled eggs, or a side of fresh fruit. A big mug of coffee or a glass of cold milk is the perfect companion.
Creative Ways to Present
Serve individual squares in small bowls with a splash of warm milk for a bowl-cake vibe, or layer pieces in jars with yogurt and berries for a to-go option. For brunch gatherings, this dish looks stunning cut into wedges on a pretty platter, topped with extra chocolate chips and a scattering of nuts.
Make Ahead and Storage
Storing Leftovers
Leftover Baked Banana Chocolate Chip Oatmeal can be kept in the fridge, tightly covered, for up to 5 days. The flavor might get even richer overnight, making breakfast the next morning an absolute treat.
Freezing
If you’ve made a double batch or want to plan ahead, you can freeze portions. Let the oatmeal cool, cut into squares, and wrap tightly in plastic or store in airtight containers. Freeze for up to 2 months—just thaw in the fridge overnight when you’re ready to eat.
Reheating
To reheat, pop a single serving in the microwave for 30–45 seconds until it’s steaming and melty again. For bigger batches, cover with foil and warm in a 350°F (175°C) oven until heated through. Add a splash of milk to revive moisture as needed.
FAQs
Can I use instant oats instead of old-fashioned rolled oats?
While instant oats will technically work, they result in a much softer, less chewy texture. Old-fashioned rolled oats really give Baked Banana Chocolate Chip Oatmeal its signature hearty bite.
What’s the best milk to use?
You can use any milk you love—whole dairy, almond, oat, or soy. Full-fat versions add a bit more richness, but even non-dairy options work deliciously here.
How do I make this recipe vegan?
Swap the egg for a flaxseed or chia “egg,” use maple syrup instead of honey, nondairy milk, and coconut oil rather than butter. Pick dairy-free chocolate chips—and you’ll have vegan Baked Banana Chocolate Chip Oatmeal no one can resist.
Can I add nuts or fruit?
Absolutely! Stir in a handful of chopped walnuts, pecans, or even a few berries to customize your oatmeal for extra flavor, texture, and nutrition.
Is this a good option for meal prep?
Yes! Baked Banana Chocolate Chip Oatmeal is meal-prep gold. Bake it ahead, slice into squares, and have breakfast sorted for the whole week—hot or cold, it’s ready when you are.
Final Thoughts
If you’re looking for a breakfast that feels like a warm hug, Baked Banana Chocolate Chip Oatmeal is calling your name. It’s simple, satisfying, and every bite brings that perfect blend of comfort and excitement. Give it a try, and don’t be surprised if it becomes a favorite at your table, too!
Print
Baked Banana Chocolate Chip Oatmeal Recipe
- Total Time: 45 minutes
- Yield: 6 servings 1x
- Diet: Vegetarian
Description
This Baked Banana Chocolate Chip Oatmeal is a delightful and nutritious breakfast option that combines the sweetness of ripe bananas with the richness of chocolate chips, all baked into hearty oats.
Ingredients
Ingredients:
- 2 ripe bananas (mashed)
- 2 cups old-fashioned rolled oats
- 1/2 teaspoon baking powder
- 1/2 teaspoon ground cinnamon
- 1/4 teaspoon salt
- 1 1/2 cups milk (any kind)
- 1/4 cup maple syrup or honey
- 1 large egg
- 1 teaspoon vanilla extract
- 1/3 cup mini chocolate chips
- 2 tablespoons melted butter or coconut oil
Instructions
- Preheat the oven: Preheat the oven to 375°F (190°C) and lightly grease an 8×8-inch baking dish.
- Mix wet ingredients: In a large bowl, combine the mashed bananas, milk, maple syrup, egg, vanilla, and melted butter.
- Add dry ingredients: Stir in the oats, baking powder, cinnamon, and salt until well mixed. Fold in the mini chocolate chips.
- Bake: Pour the mixture into the prepared baking dish and spread evenly. Bake for 30–35 minutes, or until the top is golden and the center is set.
- Cool and serve: Let cool slightly before serving.
Notes
- Great served warm with a splash of milk or a dollop of yogurt.
- Store leftovers in the fridge and reheat in the microwave.
- Prep Time: 10 minutes
- Cook Time: 35 minutes
- Category: Breakfast
- Method: Baking
- Cuisine: American
Nutrition
- Serving Size: 1 square
- Calories: 260
- Sugar: 11g
- Sodium: 160mg
- Fat: 9g
- Saturated Fat: 4g
- Unsaturated Fat: 4g
- Trans Fat: 0g
- Carbohydrates: 38g
- Fiber: 4g
- Protein: 6g
- Cholesterol: 35mg